{"id":4318,"date":"2026-08-19T06:04:53","date_gmt":"2026-08-19T06:04:53","guid":{"rendered":"https:\/\/cwechinox.com\/industrial\/"},"modified":"2026-08-19T06:04:54","modified_gmt":"2026-08-19T06:04:54","slug":"finantarea-imobiliara-comerciala-a-crescut-cu-15-sectorul-reprezentand-54-din-creditele-acordate-companiilor-nefinanciare","status":"publish","type":"post","link":"https:\/\/cwechinox.com\/industrial\/ro\/finantarea-imobiliara-comerciala-a-crescut-cu-15-sectorul-reprezentand-54-din-creditele-acordate-companiilor-nefinanciare\/","title":{"rendered":"Finan\u021barea imobiliar\u0103 comercial\u0103 a crescut cu 15%, sectorul reprezent\u00e2nd 54% din creditele acordate companiilor nefinanciare"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Bucure\u0219ti, iulie 2026<\/strong>: Sectorul imobiliar comercial din Rom\u00e2nia reprezint\u0103 54% din creditele acordate companiilor nefinanciare \u0219i a \u00eenregistrat o cre\u0219tere anual\u0103 de 15% a finan\u021b\u0103rii, \u00een timp ce rata creditelor neperformante (NPL), de 6,2%, r\u0103m\u00e2ne sub nivelurile raportate pentru anumite segmente considerate mai expuse la risc, potrivit unei analize realizate de compania de consultan\u021b\u0103 imobiliar\u0103 Cushman &amp; Wakefield Echinox pe baza datelor publicate de Banca Na\u021bional\u0103 a Rom\u00e2niei (BNR).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pia\u021ba imobiliar\u0103 comercial\u0103 din Rom\u00e2nia continu\u0103, astfel, s\u0103 \u00ee\u0219i consolideze pozi\u021bia \u00een cadrul economiei locale \u0219i s\u0103 atrag\u0103 un nivel tot mai semnificativ de finan\u021bare bancar\u0103.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Datele BNR arat\u0103 c\u0103, la sf\u00e2r\u0219itul lunii martie 2026, expunerea institu\u021biilor de credit fa\u021b\u0103 de acest sector a ajuns la 116 miliarde de lei, \u00een cre\u0219tere cu 15% fa\u021b\u0103 de anul precedent, evolu\u021bie care confirm\u0103 \u00eencrederea sistemului financiar \u00een activele imobiliare comerciale \u0219i \u00een perspectivele pe termen lung ale pie\u021bei locale.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cencrederea sistemului bancar \u00een sectorul imobiliar comercial este reflectat\u0103 \u0219i de o serie de tranzac\u021bii importante de finan\u021bare \u0219i refinan\u021bare finalizate \u00een ultimul an.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Una dintre cele mai mari tranzac\u021bii de pe pia\u021ba imobiliar\u0103 local\u0103 a fost \u00eemprumutul pentru dezvoltare \u00een valoare de 400 de milioane de euro acordat companiei IULIUS \u0219i Atterbury Europe pentru proiectul mixed-use RIVUS Cluj-Napoca. Printre celelalte exemple importante se num\u0103r\u0103 refinan\u021barea \u00een valoare de 372 de milioane de euro ob\u021binut\u0103 de AFI Europe pentru portofoliul s\u0103u de active comerciale, finan\u021barea de 305,6 milioane de euro acordat\u0103 companiei IULIUS pentru proiectul mixed-use Palas Ia\u0219i \u0219i facilitatea de finan\u021bare de 190 de milioane de euro, corelat\u0103 cu obiective de sustenabilitate, ob\u021binut\u0103 de NEPI Rockcastle de la un consor\u021biu de b\u0103nci locale.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Aceste tranzac\u021bii confirm\u0103 disponibilitatea institu\u021biilor financiare de a sus\u021bine at\u00e2t refinan\u021barea activelor cu performan\u021be solide, c\u00e2t \u0219i dezvoltarea unor proiecte imobiliare de anvergur\u0103, \u00een ciuda unui context economic \u00eenc\u0103 marcat de incertitudine.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Din perspectiva riscului de credit, expunerile fa\u021b\u0103 de pia\u021ba imobiliar\u0103 comercial\u0103 au \u00eenregistrat o rat\u0103 a creditelor neperformante (NPL) de 6,2% \u00een martie 2026, \u00een cre\u0219tere cu 1,1 puncte procentuale fa\u021b\u0103 de anul precedent.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cu toate acestea, acest nivel r\u0103m\u00e2ne sub rata \u00eenregistrat\u0103 \u00een cazul creditelor acordate companiilor cu garan\u021bii de stat, unde rata NPL a ajuns la 11,3%, precum \u0219i sub nivelurile \u00eenregistrate \u00een cazul micro\u00eentreprinderilor \u0219i \u00eentreprinderilor mici, care au raportat rate NPL de 7,2% \u0219i, respectiv, 7,1%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00cen acela\u0219i timp, indicatorul se situeaz\u0103 peste rata medie NPL a companiilor nefinanciare, de 5,6%, \u0219i peste cea \u00eenregistrat\u0103 \u00een cazul corpora\u021biilor, de 4,7%. Aceste date confirm\u0103 c\u0103 finan\u021barea acordat\u0103 sectorului imobiliar comercial r\u0103m\u00e2ne gestionabil\u0103 din perspectiva riscului, \u00eentr-un context \u00een care acest segment reprezint\u0103 mai mult de jum\u0103tate din portofoliul de credite corporate al sistemului bancar.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignleft is-resized\"><img decoding=\"async\" src=\"https:\/\/cwechinox.com\/app\/uploads\/2024\/12\/Vlad-Saftoiu-Head-of-Research-Cushman-Wakefield-Echinox-scaled-e1734509154329.jpg\" alt=\"\" class=\"wp-image-5846\" style=\"aspect-ratio:1.0706629237444227;width:148px;height:auto\"\/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\"><strong>Vlad S\u0103ftoiu, Head of Research, Cushman &amp; Wakefield Echinox<\/strong>: \u201eNivelul finan\u021b\u0103rilor acordate pie\u021bei imobiliare comerciale confirm\u0103 transformarea acestui sector \u00eentr-o component\u0103 matur\u0103 a economiei rom\u00e2ne\u0219ti. Cre\u0219terea constant\u0103 a stocului de credite \u0219i interesul continuu al b\u0103ncilor pentru finan\u021barea proiectelor imobiliare reflect\u0103 at\u00e2t calitatea activelor existente, c\u00e2t \u0219i \u00eencrederea sus\u021binut\u0103 \u00een poten\u021bialul de dezvoltare pe termen lung al pie\u021bei. Nu este vorba doar despre o cre\u0219tere statistic\u0103 a expunerii bancare, ci despre o dovad\u0103 c\u0103 sectorul este capabil s\u0103 atrag\u0103 tranzac\u021bii individuale de finan\u021bare de 200\u2013400 de milioane de euro, comparabile cu cele \u00eent\u00e2lnite pe pie\u021be imobiliare semnificativ mai mature.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bucure\u0219ti, iulie 2026: Sectorul imobiliar comercial din Rom\u00e2nia reprezint\u0103 54% din creditele acordate companiilor nefinanciare \u0219i a \u00eenregistrat o cre\u0219tere anual\u0103 de 15% a finan\u021b\u0103rii, \u00een timp ce rata creditelor neperformante (NPL), de 6,2%, r\u0103m\u00e2ne sub nivelurile raportate pentru anumite segmente considerate mai expuse la risc, potrivit unei analize realizate de compania de consultan\u021b\u0103 imobiliar\u0103 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4282,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[304,393,395,158],"tags":[],"class_list":["post-4318","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-insight","category-insights","category-stiri","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Finan\u021barea imobiliar\u0103 comercial\u0103 a crescut cu 15%, sectorul reprezent\u00e2nd 54% din creditele acordate companiilor nefinanciare - CWE Industrial<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cwechinox.com\/industrial\/ro\/finantarea-imobiliara-comerciala-a-crescut-cu-15-sectorul-reprezentand-54-din-creditele-acordate-companiilor-nefinanciare\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Finan\u021barea imobiliar\u0103 comercial\u0103 a crescut cu 15%, sectorul reprezent\u00e2nd 54% din creditele acordate companiilor nefinanciare - CWE Industrial\" \/>\n<meta property=\"og:description\" content=\"Bucure\u0219ti, iulie 2026: Sectorul imobiliar comercial din Rom\u00e2nia reprezint\u0103 54% din creditele acordate companiilor nefinanciare \u0219i a \u00eenregistrat o cre\u0219tere anual\u0103 de 15% a finan\u021b\u0103rii, \u00een timp ce rata creditelor neperformante (NPL), de 6,2%, r\u0103m\u00e2ne sub nivelurile raportate pentru anumite segmente considerate mai expuse la risc, potrivit unei analize realizate de compania de consultan\u021b\u0103 imobiliar\u0103 [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cwechinox.com\/industrial\/ro\/finantarea-imobiliara-comerciala-a-crescut-cu-15-sectorul-reprezentand-54-din-creditele-acordate-companiilor-nefinanciare\/\" \/>\n<meta property=\"og:site_name\" content=\"CWE Industrial\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/cwechinox\" \/>\n<meta property=\"article:published_time\" content=\"2026-08-19T06:04:53+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-19T06:04:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cwechinox.com\/industrial\/wp-content\/uploads\/2026\/07\/towfiqu-barbhuiya-nApaSgkzaxg-unsplash-scaled-2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1708\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"cweindustrial\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"cweindustrial\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/cwechinox.com\\\/industrial\\\/ro\\\/finantarea-imobiliara-comerciala-a-crescut-cu-15-sectorul-reprezentand-54-din-creditele-acordate-companiilor-nefinanciare\\\/#primaryimage\",\"url\":\"https:\\\/\\\/cwechinox.com\\\/industrial\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/towfiqu-barbhuiya-nApaSgkzaxg-unsplash-scaled-2.jpg\",\"contentUrl\":\"https:\\\/\\\/cwechinox.com\\\/industrial\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/towfiqu-barbhuiya-nApaSgkzaxg-unsplash-scaled-2.jpg\",\"width\":2560,\"height\":1708},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/cwechinox.com\\\/industrial\\\/#website\",\"url\":\"https:\\\/\\\/cwechinox.com\\\/industrial\\\/\",\"name\":\"CWE Industrial\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/cwechinox.com\\\/industrial\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Finan\u021barea imobiliar\u0103 comercial\u0103 a crescut cu 15%, sectorul reprezent\u00e2nd 54% din creditele acordate companiilor nefinanciare - CWE Industrial","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cwechinox.com\/industrial\/ro\/finantarea-imobiliara-comerciala-a-crescut-cu-15-sectorul-reprezentand-54-din-creditele-acordate-companiilor-nefinanciare\/","og_locale":"en_US","og_type":"article","og_title":"Finan\u021barea imobiliar\u0103 comercial\u0103 a crescut cu 15%, sectorul reprezent\u00e2nd 54% din creditele acordate companiilor nefinanciare - CWE Industrial","og_description":"Bucure\u0219ti, iulie 2026: Sectorul imobiliar comercial din Rom\u00e2nia reprezint\u0103 54% din creditele acordate companiilor nefinanciare \u0219i a \u00eenregistrat o cre\u0219tere anual\u0103 de 15% a finan\u021b\u0103rii, \u00een timp ce rata creditelor neperformante (NPL), de 6,2%, r\u0103m\u00e2ne sub nivelurile raportate pentru anumite segmente considerate mai expuse la risc, potrivit unei analize realizate de compania de consultan\u021b\u0103 imobiliar\u0103 [&hellip;]","og_url":"https:\/\/cwechinox.com\/industrial\/ro\/finantarea-imobiliara-comerciala-a-crescut-cu-15-sectorul-reprezentand-54-din-creditele-acordate-companiilor-nefinanciare\/","og_site_name":"CWE Industrial","article_publisher":"https:\/\/www.facebook.com\/cwechinox","article_published_time":"2026-08-19T06:04:53+00:00","article_modified_time":"2026-08-19T06:04:54+00:00","og_image":[{"width":2560,"height":1708,"url":"https:\/\/cwechinox.com\/industrial\/wp-content\/uploads\/2026\/07\/towfiqu-barbhuiya-nApaSgkzaxg-unsplash-scaled-2.jpg","type":"image\/jpeg"}],"author":"cweindustrial","twitter_card":"summary_large_image","twitter_misc":{"Written by":"cweindustrial","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cwechinox.com\/industrial\/ro\/finantarea-imobiliara-comerciala-a-crescut-cu-15-sectorul-reprezentand-54-din-creditele-acordate-companiilor-nefinanciare\/#primaryimage","url":"https:\/\/cwechinox.com\/industrial\/wp-content\/uploads\/2026\/07\/towfiqu-barbhuiya-nApaSgkzaxg-unsplash-scaled-2.jpg","contentUrl":"https:\/\/cwechinox.com\/industrial\/wp-content\/uploads\/2026\/07\/towfiqu-barbhuiya-nApaSgkzaxg-unsplash-scaled-2.jpg","width":2560,"height":1708},{"@type":"WebSite","@id":"https:\/\/cwechinox.com\/industrial\/#website","url":"https:\/\/cwechinox.com\/industrial\/","name":"CWE Industrial","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cwechinox.com\/industrial\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"lang":"ro","translations":{"ro":4318,"en":4281},"pll_sync_post":[],"_links":{"self":[{"href":"https:\/\/cwechinox.com\/industrial\/wp-json\/wp\/v2\/posts\/4318","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cwechinox.com\/industrial\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cwechinox.com\/industrial\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cwechinox.com\/industrial\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cwechinox.com\/industrial\/wp-json\/wp\/v2\/comments?post=4318"}],"version-history":[{"count":1,"href":"https:\/\/cwechinox.com\/industrial\/wp-json\/wp\/v2\/posts\/4318\/revisions"}],"predecessor-version":[{"id":4319,"href":"https:\/\/cwechinox.com\/industrial\/wp-json\/wp\/v2\/posts\/4318\/revisions\/4319"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cwechinox.com\/industrial\/wp-json\/wp\/v2\/media\/4282"}],"wp:attachment":[{"href":"https:\/\/cwechinox.com\/industrial\/wp-json\/wp\/v2\/media?parent=4318"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cwechinox.com\/industrial\/wp-json\/wp\/v2\/categories?post=4318"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cwechinox.com\/industrial\/wp-json\/wp\/v2\/tags?post=4318"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}